Bad Credit Auto Financing in Morrisville, PA

Bad Credit? No Credit?

You’re Approved at Grace Auto Group

If you’ve been turned down before, don’t worry — bad credit doesn’t mean no car. At Grace Auto Group, we specialize in bad credit auto financing in Morrisville, PA, helping drivers get approved every single day.

Late payments, collections, charge-offs, repossessions, or even an open bankruptcy — we see it all and still get deals done.

We Make Car Financing Easy — No Matter Your Credit

We work with multiple banks, credit unions, and specialty lenders to secure approvals that many dealerships simply can’t.


We approve customers with:

Bad credit

No credit / first-time buyers

Low credit scores

Past repossessions

Self-employed income

Cash Income

Open or discharged bankruptcies

ITIN only (no Social Security number)

Open Bankruptcies (Chapter 7 and Chapter 13)

Fixed Income

If you have income, we can usually get you approved.

Why Choose Grace Auto Group for Bad Credit Financing?

  1. Local, family-owned dealership
  2. Same-day approvals
  3. No gimmicks or bait-and-switch
  4. Large inventory of lender-friendly vehicles
  5. Transparent terms and honest payments
  6. We structure deals banks actually approve
  7. Unlike big franchise stores, we’re not tied to one lender. We build deals around your income, your budget, and real approvals — not sales pressure.

How Bad Credit Auto Loans Work Here

Getting approved is straightforward:

Apply online or in person

Certified Vehicles

Bank-approved values

Warranty options available

No long waits. No runaround. Just real answers.

Used Cars, Trucks, SUVs & Vans — All Credit Types Welcome

Our inventory is hand-selected to meet lender requirements, including:

Low Mileage

Certified Vehicles

Bank-approved values

Warranty options available

Whether you need a commuter car, family SUV, work truck, or passenger van, we match the vehicle to what lenders want — so approvals stick.

Serving Pennsylvania & New Jersey

We proudly help drivers from Pennsylvania and New Jersey get approved for bad credit auto financing every day. Many of our customers travel to us because we get approvals other dealerships can’t.

Philadelphia

  1. Northeast Philadelphia
  2. South Philadelphia
  3. North Philadelphia
  4. West Philadelphia
  5. Roxborough
  6. Manayunk
  7. Mayfair
  8. Tacony
  9. Bridesburg
  10. Port Richmond
  11. Fishtown
  12. Kensington

Lower Bucks County

  1. Morrisville
  2. Yardley
  3. Levittown
  4. Bensalem
  5. Bristol
  6. Croydon
  7. Langhorne
  8. Penndel
  9. Fairless Hills
  10. Falls Township

Central New Jersey

  1. Trenton
  2. Hamilton
  3. Ewing
  4. Princeton
  5. Lawrence Township
  6. Plainsboro
  7. East Windsor
  8. West Windsor
  9. New Brunswick
  10. Somerset

North New Jersey

  1. Newark
  2. Elizabeth
  3. Jersey City
  4. Edison
  5. Woodbridge
  6. Piscataway
  7. Rahway
  8. Union
  9. Linden
  10. East Orange

Delaware County

  1. Upper Darby
  2. Darby
  3. Yeadon
  4. Lansdowne
  5. Clifton Heights
  6. Drexel Hill
  7. Springfield
  8. Media
  9. Ridley Park
  10. Folsom
  11. Glenolden
  12. Norwood

Montgomery County

  1. Cheltenham
  2. Jenkintown
  3. Abington
  4. Willow Grove
  5. Hatboro
  6. Horsham
  7. Upper Moreland

If you’re searching for “bad credit car financing near Philadelphia,” “bad credit auto loans in New Jersey,” or “bad credit car dealership near me,” we’re worth the drive — and our customers come from all over PA and NJ because we fight for approvals and keep the process simple.

Apply for Bad Credit Financing Today

Your past doesn’t define your approval.

Visit us in Morrisville, PA

Call Us
Apply Online

Bad Credit Financing FAQs

There is no minimum credit score requirement.

Not always. Some approvals require little to no money down depending on income and vehicle selection.

Yes — including open bankruptcies in many cases.

Most approvals come back the same day.